The Loan Process

Understanding the components will help you feel more comfortable as you go through the loan process and will also help your loan officer spot any red flags along the way should they appear.

The type of loan you are applying for will determine the length of time required for the loan process in completing your loan. Different loan types require different documentation. Your loan officer will walk you through the process up front so you will know what to expect. Typically, most of our loans take less than 30 days to close.


Talk to a mortgage professional before house hunting

Loan Products

Mason-McDuffie Mortgage is a mortgage banker, who will maximize your borrower’s choices of rates and terms and close your loans fast. Instead of having a limited number of lenders when looking for a mortgage, your borrowers will have many lenders and more options including conforming, non-conforming, conventional and government loans. Mason-McDuffie Mortgage employs an experienced staff of in-house FHA DE underwriters and funds from our corporate office. This allows us to turn loans faster than the competition.

Our full range of products include: 

Our Process

Talk to a mortgage professional before house hunting

The first thing you need to do is get pre-approved. This is different from pre-qualifying, as it is a full loan approval instead of an opinion letter. Take this step before looking at homes. Finding out what you qualify for will help you look in the right price range. You would be disappointed if you found a home you liked and then found you couldn't qualify for it. By the same token you may be able to look at more expensive homes than you originally thought possible.

A Career at Mason-McDuffie Mortgage

Our goal is to provide leadership and equip our employees with the training and necessary tools for professional lending success on whatever career path they choose with us. We are a mortgage banker, not a broker, which gives our team a competitive edge.


The advantages we provide:

Mason-McDuffie Mortgage Licensing

Mason-McDuffie Mortgage Corporation (NMLS# 1141) is a California corporation licensed as a Mortgage Banker by the Department of Business Oversight (license number 4130968). Mason-McDuffie Mortgage Corporation is also licensed to provide mortgages in the following states:

Credit Union Division

Build stronger relationships with members with a full-service, full-option mortgage lending program.

The Credit Union Division of Mason-McDuffie Mortgage is your colleague in offering mortgage services to your members. From our personal account executive to our Credit Union specific processors and underwriters, our in-house team is solely focused on working with your Credit Union. We know mortgage lending and we understand Credit Unions. We think you will appreciate the combination.

Builder Division

Build stronger relationships with new homebuyers, while gaining profits and more control of the purchase process with a full-service, full-option mortgage lending program.

Marilyn Richardson

Marilyn Richardson

President & CEO

Marilyn Richardson is an experienced mortgage professional and one of the founders of Mason-McDuffie Mortgage Corporation. She oversees the day-to-day operations of the company and serves on the Board of Directors.

Kevin Conlon

Kevin Conlon

Executive Vice President of Operations 

Kevin Conlon joined Mason-McDuffie Mortgage in 2006 and is currently the Executive Vice President of Operations.  Previously, he worked for Delta Lending Group as the Branch Development Manager and Zino Financial as Vice President of Business Development.  He also founded a boutique recruitment firm.