Product Details

$0 Down Payment VA Loan Program

I’m interested in purchasing a home that needs improvement like a fixer-upper, or a foreclosed or distressed home.

Up to

96.5%

Financing Available

Credit Scores as low as

640FICO

Improving your life and your home.

The 203k loan offers all the flexibility and low down payment of a Federal Housing Administration (FHA) loan with additional funds for improvements. Finance up to $35,000 towards cosmetic repairs. This loan is great for distressed, REO, and aged properties that need a little work.

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Loan Features

  • Up to 96.5% financing available
  • Up to $35,000 for cosmetic improvements
  • Purchase transactions only
  • Great for distressed or aged properties 
  • Requires a 640 FICO